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What’s The Deal With The Dl-123 Insurance Form?


Form Dl123 Driver License Liability Insurance Certification
Form Dl123 Driver License Liability Insurance Certification from www.formsbank.com
Hey there, my fellow drivers! Are you familiar with the DL-123 insurance form? It’s a document that’s required by the North Carolina Department of Motor Vehicles (DMV) for drivers who have been convicted of certain traffic violations or who have accumulated too many points on their driver’s license. If you’re wondering what this form is all about and why you need it, then keep reading!

What is the DL-123 Insurance Form?

The DL-123 form is an official document that verifies that you have a valid liability insurance policy. It is required by the DMV in North Carolina for drivers who have been convicted of certain traffic violations or who have accumulated too many points on their driver’s license.

Why Do You Need the DL-123 Form?

If you have been convicted of a traffic violation or have accumulated too many points on your driver’s license, the DMV may require you to obtain an SR-22 certificate. An SR-22 certificate is a form that verifies that you have a valid liability insurance policy. The DL-123 form is the North Carolina equivalent of the SR-22 certificate and is required by the DMV to prove that you have a valid liability insurance policy.

What Violations Require the DL-123 Form?

The DMV requires the DL-123 form for drivers who have been convicted of the following violations:
  • Driving while impaired (DWI)
  • Driving with a revoked or suspended license
  • Driving without liability insurance
  • Reckless driving
  • Speeding more than 15 mph over the limit when the speed limit is 55 mph or higher
  • Speeding more than 10 mph over the limit in a school zone or highway work zone
  • Aggressive driving
  • Any other moving violation that results in the accumulation of 12 or more points within a three-year period

How Do You Get the DL-123 Form?

To obtain the DL-123 form, you will need to contact your insurance company. Your insurance company will provide you with a copy of the form, which you will need to submit to the DMV. The form must be completed and signed by your insurance company.

How Long Do You Need to Have the DL-123 Form?

If you are required to have the DL-123 form, you will need to maintain it for a period of three years. During this time, you will need to keep your liability insurance policy in force and up to date.

What Happens if You Don’t Have the DL-123 Form?

If you are required to have the DL-123 form and you fail to provide it to the DMV, your driver’s license may be suspended. Additionally, if you are involved in an accident while driving without liability insurance, you may be held personally responsible for any damages or injuries that result from the accident.

The Bottom Line

So, there you have it, folks – everything you need to know about the DL-123 insurance form in good ol’ English slang! If you’re required to obtain this form, be sure to contact your insurance company and get it taken care of. And remember, always drive safe and stay insured!

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